Important Changes to Auto Insurance in California 2025
At Aseguranzadeauto.com, we care deeply about our clients and want to keep you informed about an important change coming to all auto insurance policies in California.
Starting January 1, 2025, a new state law, Senate Bill 1107 (Protect California Drivers Act), requires all drivers to meet updated minimum auto insurance limits. This change will affect everyone in California—your friends, family, and neighbors—and is designed to better protect you financially in case of an accident.
What’s Changing?
If you currently have the minimum coverage of $15,000/$30,000 for bodily injury and $5,000 for property damage, this law will impact your policy. The new minimum limits will be:
- Bodily Injury: $30,000 per person / $60,000 per accident
- Property Damage: $15,000
Additional required coverage includes:
- Uninsured Motorist Coverage: $15,000 per person / $30,000 per accident
- Uninsured Motorist Property Damage: $3,500
- Medical Payments Coverage: For medical expenses for you and your passengers
- Rental Car Reimbursement: Covers rental car costs if needed
Why Is This Happening?
The minimum limits haven’t changed since 1967, but we all know things don’t cost the same anymore. From medical bills and car repairs to everyday essentials—even the price of a simple burger has gone up. These new limits ensure that if you’re in an accident, you’ll have better protection, and it won’t hit your wallet as hard.
How Does This Help You?
While this change may slightly increase your premium, it provides *more financial protection for you*. If someone hits you or you’re involved in an accident, these new limits help make sure expenses are covered—so you don’t have to pay out of pocket.
You’re Not Alone
This change affects everyone in California, and we’re here to help. Our team is working hard to make sure you have the required coverage at the most affordable rate possible.
We’re Here for You
We know you may have questions, and we want to make this transition as easy as possible. If you need more information or want to discuss your options, please call us at (661) 849-2000.
